Psychotherapy Fees & Payment

​Prices are the same for teletherapy as they are in person:
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We take credit cards such as Visa, Discover, MasterCard and American Express. We also take check, cash and Health Savings Account benefits through a credit card type and Flexible Spending Accounts through credit card type.

Insurance

Please have patience with us as we seek paneling approval with insurance companies. We do take Out-of-Network benefits, but you are responsible for contacting your insurance company to gather the information for your benefits and submitting bills that we provide to you.

We Accept:
Straight Medicaid 
​Humana Tricare East
United Healthcare
United Healthcare Medicaid
​Optum
Blue Cross Blue Shield
-Anthem BCBS
-Regence BCBS
-BCBS of ANY STATE as a Michigan Resident
-High Mark
-CareFirst
-WellMark
Blue Care Network 
Molina Health Care
Meridian Health Care
Blue Cross Complete Medicaid
McLaren Medicaid
McLared Healthcare
Priority Health 
​Priority Health Medicaid
​Cigna: Evernorth Behavioral Health

Also, at this time, Licensed Professional Counselors are not allowed to bill Medicare for our services as of yet. This will be open starting January 2024. 

January 2023 From the American Counseling Association:

"CONGRATULATIONS ON AN ADVOCACY JOB WELL DONE! THANK YOU TO THE THOUSANDS OF ADVOCATES WHO URGED CONGRESS TO SUPPORT THIS LEGISLATION TO INCREASE ACCESS TO MENTAL HEALTH IN AMERICA AND PROMOTE THE COUNSELING PROFESSION. WE DID IT!

The Centers for Medicare and Medicaid Services (CMS) will now update the Medicare reimbursement rules to add LPCs to the Medicare provider list. This process may take 12 months as CMS updates regulatory language and internal systems that will accept LPCs as Medicare providers. During this time, the American Counseling Association and our partners will work with stakeholders, including ACA members, to ensure that the appropriate systems are in place to support the profession. ACA will also work with our partners to conduct trainings to support the needs of LPCs wishing to enroll as Medicare providers." 
https://www.counseling.org/government-affairs/federal-issues/medicare-mental-health-workforce-coalition

With the Affordable Care Act effective 10/1/2013, our sliding scale is still in place for those who are self-insured or lack mental health coverage in their insurance policy. ​

It may prove more useful to use private pay for mental health services. The reason for this is that many insurance companies have their own guidelines for treatment outcomes. This could be in terms of number of sessions allowed as well as mental health benefits and outcome time line. We will be able to tailor sessions to what best fits you, the client and not just the client's insurance company.

https://www.mhanational.org/what-do-i-need-know-about-my-insurance-benefits
 Click to FiNd OuT!!

​Answers to the Following Questions:

1)   Do I need a referral from my primary care physician to a mental health professional?  

2)   Do I need any pre-approval from the insurance company before I see a mental health professional?

3)   Do I need to see a mental health professional who is on a list provided by my insurance company (in a "network") or am I free to choose any qualified professional?

4)   Does the amount paid by my insurance company depend on whether I see a professional who is "in their network or preferred provider list" or "outside the network"? If so, what is the difference in the amount paid or percent reimbursement for "in network" vs. "out of network" providers?

​5)   Are there dollar limits, visit limits or other coverage limits for my mental health benefits? Is there a difference in what is paid for outpatient vs. inpatient treatment? If so, what are my benefits for each of these?

6)   Is there a specific list of diagnoses for which services are covered? If so, is my diagnosis one of those covered by my policy?