Prices are the same for teletherapy as they are in person: We take credit cards such as Visa, Discover, MasterCard and American Express. We also take check, cash and Health Savings Account benefits through a credit card type and Flexible Spending Accounts through credit card type.
Please have patience with us as we seek paneling approval with insurance companies. We do take Out-of-Network benefits, but you are responsible for contacting your insurance company to gather the information for your benefits and submitting bills that we provide to you.
We Accept: Straight Medicaid Humana Tricare East United Health Care Optum Blue Cross Blue Shield -Anthem BCBS -Regence BCBS -BCBS of ANY STATE as a Michigan Resident -High Mark -CareFirst -WellMark Blue Care Network (coming Fall of 2021) Molina Health Care Meridian Health Care Blue Care Complete
With the Affordable Care Act effective 10/1/2013, our sliding scale is still in place for those who are self-insured or lack mental health coverage in their insurance policy.
It may prove more useful to use private pay for mental health services. The reason for this is that many insurance companies have their own guidelines for treatment outcomes. This could be in terms of number of sessions allowed as well as mental health benefits and outcome time line. We will be able to tailor sessions to what best fits you, the client and not just the client's insurance company.
1) Do I need a referral from my primary care physician to a mental health professional?
2) Do I need any pre-approval from the insurance company before I see a mental health professional?
3) Do I need to see a mental health professional who is on a list provided by my insurance company (in a "network") or am I free to choose any qualified professional?
4) Does the amount paid by my insurance company depend on whether I see a professional who is "in their network or preferred provider list" or "outside the network"? If so, what is the difference in the amount paid or percent reimbursement for "in network" vs. "out of network" providers?
5) Are there dollar limits, visit limits or other coverage limits for my mental health benefits? Is there a difference in what is paid for outpatient vs. inpatient treatment? If so, what are my benefits for each of these?
6) Is there a specific list of diagnoses for which services are covered? If so, is my diagnosis one of those covered by my policy?
Disclaimer: Although I am a mental health therapist by profession, I am not YOUR therapist. The articles on this site are for informational and educational purposes only, does not constitute a diagnosis and does not establish any kind of therapy-client relationship with me. I am not liable or responsible for any damages resulting from or related to your use of this information.
This disclaimer extends to any content posted by Sara Rice or Marin Hann for Koinonia Counseling Center on any social media platform that they are present on.